Archive for September, 2006

3.5 miles Sigonella, Sicily

25 September 2006

How to organize your finances by Parade Magazine

21 September 2006

Get Your Finances Organized

Published: September 17, 2006

You carry your basic financial information in your head—like the name of your bank, the location of your checkbook, where to find last year’s tax return. (OK, it might take a while to put your hands on that return, but you know where to look.) But does anyone else know what you know? No? Then create a one-page crib sheet. It’s the smartest, easiest way to prepare for the unexpected. If anything happens to you, it will be vital to your survivors. And if you’re ever forced to flee a natural disaster, it will help you reconstruct your financial records.

What You Should List
Contact information. Write down the names and phone numbers of family members, your closest friend, your doctor, any professional advisers (lawyer, tax accountant, broker, insurance agent) and the person who handles employee benefits where you work.

Financial accounts. List your accounts and the institutions where they’re located. For example: “Checking and savings accounts, First Citizens Bank, 124 Main Street.”

No need to list account numbers if you put down your Social Security number; that should be enough to identify your accounts.

Where to find your important personal documents. These should include:

• Current bank, mutual fund and brokerage account statements

• Employee benefits information

• Life insurance policies

• Marriage license

• Prenuptial agreements

• Birth certificates and adoption papers

• The original copy of your will (the only copy that’s signed and witnessed). A photocopy won’t do. If your original will can’t be found, the law assumes that you destroyed it because you had changed your mind about what it said. Your heirs must convince a court that that didn’t happen. If they don’t succeed, your assets are distributed according to state law, as if no will existed.

• The forms naming your retirement account beneficiaries. It’s these forms—not your will!—that determine who gets your retirement accounts. If you don’t have your own copies, ask your account custodians for new beneficiary designation forms. “Fill out two copies,” advises Ed Slott, a tax accountant and IRA expert in Rockville Centre, N.Y. “Mail them back to the custodian with a cover letter asking the company to return an acknowledged copy for your files.”

Where You Should Keep It
Make three copies of your crib sheet. Keep one for yourself. (Tell your spouse where it is!) Give one, in a sealed envelope, to your sibling, adult child, best friend or lawyer. Mail the third to someone you trust who lives in another town—preferably one unlikely to experience the same natural disasters.

As for the documents on your one-page list, relocate them to a fireproof file cabinet, with active drawers (for current bank statements, for example) and inactive drawers (for long-term papers, like insurance policies and passports).

If you have documents stored in a bank safe deposit box in your name alone, ask the bank how your survivors could gain access to it. (Getting authorization can be time-consuming.) Better to keep documents like your will at your lawyer’s office or in a locked file cabinet at home, where they will be immediately available to your family.

Eating at home makes kids smarter -er!

21 September 2006

Back to School: Eat at home, improve your grades The British Columbia Medical Association has written up a good factsheet on eating at home, with a few interesting findings – especially this one: Children who eat at least one meal a day with their family develop more nutritious eating habits and do better at school…Mealtime encourages conversation and interaction around the dinner table, which improves a child’s vocabulary and communication skills. This leads to better performance in school and fewer behavioural problems. I admit – with three kids, it’s much easier to bow to the call of the Big Mac, but we’ve found that home-cooked meals are not only cheaper and healthier, but it’s nice to spend time around the table instead of under flourescent lights. What are your best tips for more meals at home? Give us your thoughts in the comments. — [British Columbia Medical Association]

Original Link from

Training to date: 20 miles

21 September 2006

3 mi, 27″ Naples, Italy

19 September 2006

8 miles, 1’18”

16 September 2006

Please support research and a cure for Multiple Myeloma by sponsoring me with your donations for a Half Marathon

ohhhh this is sooo up my alley!

15 September 2006

Read the classics in email-sized chunks with DailyLit – Lifehacker

Brian’s Half Marathon for Myeloma

14 September 2006

On January 7th I will be running a Half Marathon for Myeloma in memory of my Mom.

I have place a new link on the right of this page:
Brian’s Half Marathon for Myeloma

You can also follow my progress and other fitness related items on my blog:
Fitness on “bowes eclectic musings”

I have just posted this Thursday September 19th.
Please check back for updates as this is a quick draft.

Thanks for your support.

2.5+ miles, low 20 minutes

12 September 2006

Google on 9/11

11 September 2006

Google on 9/11

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